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    西安市住建局權威解讀共有產權房10大問題
    日期:2019-07-02 08:01:44  來源:華商網(華商報)    字號: T | T

      昨日是西安市開展共有產權房購房資格審核的第一天,華商報記者從西安市保障性住房管理中心獲悉,截止到7月1日下午5時,共有190戶申請辦理共有產權資格審核。
     
      6月28日,西安市住房保障工作領導小組辦公室下發通知,從7月1日起全面停止經濟適用住房、限價商品房購房資格審核,同時開展共有產權房購房資格審核。列入經濟適用住房、限價商品住房輪候庫的家庭,可優先購買共有產權住房。
     
      “對這些政策還需要再了解一下。”7月1日下午2時,華商報記者來到西安市保障性住房服務大廳,已經在此咨詢了工作人員20多分鐘的李先生向記者表示,對資格申請這一塊已經很清楚了,最想了解的是與政府部門的產權比例、租金費用以及未來五年之后購買政府這部分產權的費用。同樣,已進入西安經適房輪候的董先生表示,如果共有產權房能及時供應,希望能盡早住上共有產權房。
     
      西安市住房保障工作領導小組辦公室相關負責人介紹,符合共有產權房住房準入條件的家庭可在西安市住建局(原房管局)門戶網站下載或在各社區免費領取《西安市共有產權資格申請審核表》,填寫后攜帶申請資料到西安市保障性住房服務大廳窗口提出申請。
     
      昨日下午5時,華商報記者從西安市保障性住房管理中心獲悉,截止到7月1日下午5時,共有190戶申請辦理共有產權資格審核。
     
      針對市民關心的共有產權房購房資格審核、銷售價格、面積等問題,西安市住建局保障處工作人員,昨日對十大熱點問題進行了逐一解答。
     
      1.什么是共有產權房?
     
      西安市住建局:房屋產權按照比例,一部分屬于政府,一部分屬于自己。簡單來說就是一套房子,政府和購房人湊份買房,那么購房人在購買時就可以支付較少的房款,買下一套自住的房屋。
     
      2.需要繳納租金嗎?
     
      西安市住建局:集中新建共有產權住房的銷售均價,在土地出讓之前,由西安市住房保障部門組織國土、規劃、發改、建設、物價等部門,綜合考慮項目區位、規劃設計條件、建設標準、適當利潤以及受眾群體經濟承受能力、片區房地產市場調控需求等因素合理確定,單套共有產權住房的銷售價格實行“一房一價”。關于租金,政府產權份額實行有償使用,購房人按照市場評估租金的70%向代持機構繳納租金。
     
      以符合條件購買人陳先生購買一套100平方米、售價1萬元/平方米共有產權住房為例,這套價值100萬元的共有產權住房,產權比例以60%計算,陳先生以60萬元取得該房子60%的產權,政府占有40%產權。他需要向政府這40%產權按照市場評估租金的70%向代持機構繳納租金,直至獲得完整產權。
     
      3.申請需要什么資格和條件?
     
      西安市住建局:面向在西安市無自有住房且5年內無住房登記信息和交易記錄的本市居民和各類人才供應的政策性商品住房。西安市民取得經適房和限價房資格的,優先購買共有產權房,但有共有產權房購房資格的不一定有資格買經適房與限價房,因此,共有產權房的保障對象比經適房限價房的覆蓋面更大。
     
      4.能否上市交易,子女能否繼承?
     
      西安市住建局:5年以內不能上市,超過5年,購房人購買全部產權、取得完整產權后可以交易,也可以由子女繼承。由個人和政府共享收益,包括交易過程中形成的契稅等。
     
      5.子女的入學資格有保障嗎?
     
      西安市住建局:共有產權房和商品房享受相同的入學保障。
     
      6.可以用公積金貸款嗎,能否抵押貸款?
     
      西安市住建局:可以按照政策性住房貸款有關規定申請住房公積金、商業銀行等購房貸款。如需將共有產權房抵押貸款,須向政府相關部門遞交申請。
     
      7.購房者如何取得完整產權?
     
      西安市住建局:購買共有產權住房滿5年且取得不動產權證的,購房人可按屆時市場價格,一次性購買政府持有的房屋產權份額。
     
      8.共有產權房多大面積?
     
      西安市住建局:共有產權房原則上同一項目戶均建筑面積控制在90平方米左右,最大套型建筑面積不超過144平方米。此外,共有產權住房按照全裝修成品房的有關規定建設。
     
      9.共有產權房房源如何保障?
     
      西安市住建局:2018年起,西安市20%的居民用地用來建設共有產權房,還有20%的公租房,剩下的60%為商品房。
     
      10.如何監督開發商違規銷售?
     
      西安市住建局:有執法部門對不正當銷售問題進行監督,同時,對不合規的開發商,將以市場價的1.2倍進行補償差價。 華商報記者 陳思存
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